Author name: Brennan Zizzi

Tax Underpayment Penalties Are on The Rise for Americans

We’re already halfway through 2024, and one of the best proactive tax planning strategies is doing a mid-year check in on your projected income and tax liability.  Generally, I see the most issues around tax planning when income in the current year changes substantially from the prior year. According to the Wall Street Journal, “The […]

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Building a Home Part 1: How an ultra competitive residential real estate market led us to choose an alternate path.

Like many first time home buyers, my wife and I were left frustrated over the past year or two searching for our first home. After years of renting while she was finishing law school, we were ready to make the leap and buy our first home so we could continue building our life together. Only,

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Monte Carlo Simulation: A Powerful, but Imperfect Tool

Working with financial planning clients over the years I have heard a wide range of individual goals, from providing college education and weddings for children, to purchasing vacation homes and sports cars. Every person has their own unique wants and needs shaped by their values, beliefs and attitudes. However, one goal every single person has

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Asset Allocation: Why Investor’s Tend to Lag Market Returns

Asset allocation is the selection of various assets from classes such as cash, fixed income, stocks, real estate and real assets (e.g. commodities, precious metals, and collectibles) to construct an investment portfolio to meet individual investor specific objectives (goals). The asset allocation, or asset “mix,” is different for each investor based on their objectives, and

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The Role of Different Asset Classes for an Investor

Investments are broken down into broad categories called asset classes. Each asset class is defined by unique characteristics that provide investors with benefits but also come with risks. This is referred to as the risk/reward tradeoff. This means assets with more potential upside also come with more potential downside. In this blog, five of the

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