Author name: Brennan Zizzi

Closing Out One Year and Starting Another

The stretch from Thanksgiving to New Years is one of my favorite times of the year. There always seems to be a lighter mood: family, friends, food, decorations and stories all bringing people together and creating memories. I love to cook so I enjoy getting to spend time in the kitchen both constructing and indulging […]

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Monte Carlo Simulation: A Powerful, but Imperfect Tool

Working with financial planning clients over the years I have heard a wide range of individual goals, from providing college education and weddings for children, to purchasing vacation homes and sports cars. Every person has their own unique wants and needs shaped by their values, beliefs and attitudes. However, one goal every single person has

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Asset Allocation: Why Investor’s Tend to Lag Market Returns

Asset allocation is the selection of various assets from classes such as cash, fixed income, stocks, real estate and real assets (e.g. commodities, precious metals, and collectibles) to construct an investment portfolio to meet individual investor specific objectives (goals). The asset allocation, or asset “mix,” is different for each investor based on their objectives, and

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The Role of Different Asset Classes for an Investor

Investments are broken down into broad categories called asset classes. Each asset class is defined by unique characteristics that provide investors with benefits but also come with risks. This is referred to as the risk/reward tradeoff. This means assets with more potential upside also come with more potential downside. In this blog, five of the

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